Bad-credit finance · UK

Electricals on Bad Credit

Fridges, washers, cookers, TVs — every appliance, every brand, spread the cost with no hard credit check.

Electricals on Bad Credit
TrustPay
0% APR
No credit check
0% APR TrustPay
Fridges to washers
Same-day approval
Delivered in 10 working days

Who wins on electricals on bad credit?

Bad-credit finance retailers, side-by-side.

Electricals Bad Credit
0% APR · No credit check · 10-day delivery
★ Winner
BrightHouse (closed)
Ceased trading 2020
PerfectHome
Hard credit check · High APR
High Street Retailer
Deposit required · Credit check

Common questions

Can I really get a electrical appliance with bad credit?+

Yes. Our TrustPay lender panel approves customers with poor credit, defaults, CCJs and low scores — no hard credit check on eligibility.

How fast is approval?+

Most applications are approved the same day. You'll get a decision in minutes and delivery within 10 working days.

Do I need a deposit?+

No deposit is required for most customers. TrustPay lets you spread the cost with 0% APR representative.

What if I'm on Universal Credit or self-employed?+

We accept both. Provide 2 months of bank statements or benefit letters and we'll match you with a lender.

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